Unpakk your salary.
See your in-hand pay.

Unpakk turns the abstract numbers in your offer letter into the one figure that matters — what lands in your bank account each month. Type a CTC and the salary calculator breaks it into basic, HRA, PF, gratuity, professional tax, and income tax across both the old and new regimes for FY 2025–26. Beyond salary, five connected tools cover the rest of an Indian professional's money decisions: comparing two or three offers side by side, ESOP taxation at exercise and sale, the freelance 44ADA-vs-salaried switch, decoding an appraisal letter, and modelling a negotiation counter-offer. Every tool ends in a rupee number, not a vague percentage.

Free, with no account and no sign-up. There's no paywall, no "unlock the full breakdown" upsell, and nothing to install. Open a tool, type your numbers, read the answer. The site is supported by unobtrusive ads on the guide pages — never inside the calculators themselves.

Every engine is built on the FY 2025–26 (AY 2026–27) tax rules and verified against incometax.gov.in and ClearTax. The tax engine applies the actual slab rates, the Section 87A rebate with marginal relief, the ₹75,000 standard deduction under the new regime, HRA exemption using the metro/non-metro 50%/40% rule, and city-specific professional tax. The calculation logic is open-source TypeScript with 100+ test cases — so the math is auditable, not a black box.

Completely. Privacy isn't a policy here — it's the architecture. Every calculation runs inside your browser. Nothing you type is sent to a server, logged, or stored. When you close the tab, the numbers are gone. There's no backend to leak, no database of salaries, and no tracking pixel watching what you earn. We use privacy-respecting analytics that count page views without cookies or personal data.

Salaried professionals in India who want a straight answer about their money — whether you're evaluating a job offer, deciding between the old and new tax regime, working out the tax on vested ESOPs, weighing a freelance switch, or trying to understand why a 30% hike barely moved your in-hand. It's built for the person who reads their payslip and thinks "where did the rest go?"

FY 2025–26, which is assessment year 2026–27 — the current financial year for income earned between 1 April 2025 and 31 March 2026. This includes the revised new-regime slabs, the ₹12 lakh effective zero-tax threshold for salaried employees, and the updated standard deduction.